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Not to be released until 8:50 a.m.

Japan Standard Time on Friday,

June 19, 2026.

June 19, 2026

Bank of Japan

Minutes of the

Monetary Policy Meeting

on April 27 and 28, 2026

(English translation prepared by the Bank's staff based on the Japanese original)

Please contact the Secretariat of the Policy Board, Bank of Japan, in advance, to request

permission to reproduce or copy the content of this document for commercial purposes.

Please credit the source when quoting, reproducing, or copying the content of this document.

1

A Monetary Policy Meeting of the Bank of Japan Policy Board was held in the Head

Office of the Bank of Japan in Tokyo on Monday, April 27, 2026, from 2:00 p.m. to 3:59 p.m.,

and on Tuesday, April 28, from 9:00 a.m. to 11:57 a.m.1

Policy Board Members Present

UEDA Kazuo, Chairman, Governor of the Bank of Japan

HIMINO Ryozo, Deputy Governor of the Bank of Japan

UCHIDA Shinichi, Deputy Governor of the Bank of Japan2

NAKAGAWA Junko

TAKATA Hajime

TAMURA Naoki

KOEDA Junko

MASU Kazuyuki

ASADA Toichiro

Government Representatives Present

NAKATANI Shinichi, State Minister of Finance, Ministry of Finance3

MAEDA Tsutomu , Deputy Vice -Minister for Policy Planning and Coordination,

Ministry of Finance4

KIUCHI Minoru, Minister of State for Economic and Fiscal Policy, Cabinet Office5

HAYASHI Sachihiro, Vice-Minister for Policy Coordination, Cabinet Office4

MIZUTA Yutaka, Deputy Director General for Economic and Fiscal Management,

Cabinet Office6

1 The minutes of this meeting were approved by the Policy Board at the Monetary Policy Meeting

held on June 15 and 16, 2026, as "a document describing an outline of the discussion at the meeting"

stipulated in Article 20, paragraph 1 of the Bank of Japan Ac t of 1997. Those present are referred to

by their titles at the time of the meeting.

2 Present via conference call.

3 Present on April 28.

4 Present on April 27.

5 Present on April 28 from 9:14 a.m. to 11:57 a.m.

6 Present on April 28 from 9:00 a.m. to 9:13 a.m.

2

Reporting Staff

SHIMIZU Seiichi, Executive Director (Assistant Governor)

KAMIYAMA Kazushige, Executive Director

SUWAZONO Kenji, Executive Director

NAKAMURA Koji, Executive Director

OKUNO Akio, Director-General, Monetary Affairs Department

IDE Joji, Head of Policy Planning Division, Monetary Affairs Department

SUZUKI Koichiro, Director -General, Financial System and Bank Examination

Department

MINEGISHI Makoto, Director-General, Financial Markets Department

KAWAMOTO Takuji, Director-General, Research and Statistics Department

SUGO Tomohiro, Head of Economic Research Division, Research and Statistics

Department

CHIKADA Ken, Director-General, International Department

Secretariat of the Monetary Policy Meeting

FUKUDA Eiji, Director-General, Secretariat of the Policy Board

MIURA Yukihiro, Director, Deputy Head of Planning and Coordination Division,

Secretariat of the Policy Board

KAJITANI Tsutomu, Deputy Director, Secretariat of the Policy Board

YAGI Tomoyuki, Senior Economist, Monetary Affairs Department

KITAHARA Jun, Senior Economist, Monetary Affairs Department

ITO Yuichiro, Senior Economist, Monetary Affairs Department

3

I. Summary of Staff Reports on Economic and Financial Developments7

A. Market Operations in the Intermeeting Period

The Bank had been conducting money market operations in accordance with the

guideline for money market operations decided at the previous meeting on March 18 and 19,

2026.8 The uncollateralized overnight call rate had been in the range of 0.726 to 0.728

percent.

Meanwhile, in March 2026, the Bank conducted Japanese government bond (JGB)

purchases of about 2.9 trillion yen per month. In April 2026, it cut down the monthly purchase

amount by about 200 billion yen, to about 2.7 trillion yen per month; this was in accordance

with the JGB reduction plan decided at the June 2025 meeting.

B. Recent Developments in Financial Markets

In the money market, the uncollateralized overnigh t call rate had been at around

0.75 percent. The general collateral (GC) repo rate had been at around the same level as the

uncollateralized overnight call rate. As for interest rates on term instruments, yields on three-

month treasury discount bills (T-Bills) were more or less unchanged.

The Tokyo Stock Price Index (TOPIX) had risen in line with stock prices in the

United States and Europe, although the rise was more modest than in those markets, with

attention being drawn to factors such as a deterioration in the terms of trade reflecting the rise

in crude oil prices. Yields on 10-year JGBs had increased, mainly due to higher inflationary

pressure stemming from tension over the situation in the Middle East, and to a growing wait-

and-see approach among inve stors in view of uncertainties. The liquidity indicators in the

JGB markets continued to improve on the whole. In the foreign exchange market, the yen had

been more or less flat against the U.S. dollar, but had depreciated against the euro.

C. Overseas Economic and Financial Developments

Overseas economies had grown moderately on the whole, although some weakness

had been seen in part, partly due to the impact of the situation in the Middle East. The U.S.

economy maintained solid growth on the w hole, although some weakness had been seen in

7 Reports were made based on information available at the time of the meeting.

8 The guideline was as follows:

The Bank will encourage the uncollateralized overnight call rate to remain at around 0.75

percent.

4

part. European economies remained resilient, particularly in domestic demand, although

some weakness had been seen in part. The Chinese economy had picked up recently, mainly

supported by an increase in exports , although consumption had lacked momentum. Growth

in emerging and commodity-exporting economies other than China had improved moderately

on the whole, although some weakness had been seen in part.

As for the outlook, overseas economies were expected to co me under downward

pressure for the time being due to the impact of factors such as the situation in the Middle

East. Thereafter, however, based on the assumption that the impact of the situation in the

Middle East would ease, overseas economies were projected to continue growing moderately,

partly supported by global AI -related demand. Regarding the outlook, attention was

warranted for the time being on the future course of the situation in the Middle East and on

how this would affect global financial marke ts and the global economy; in addition, there

remained high uncertainties, for example, over the impact of trade policy in each jurisdiction

and over developments in global AI-related demand.

With respect to overseas financial markets, market participants continued to pay

attention to uncertainties over the outlook, although market sentiment had somewhat

improved, mainly reflecting expectations of progress in ceasefire negotiations between the

United States and Iran. Long -term interest rates in the United S tates and Europe were more

or less unchanged, in reflection of market attention to higher inflationary pressure and to a

potential economic recession, both stemming from the tension over the situation in the Middle

East. U.S. and European stock prices had risen over the intermeeting period, mainly due to

favorable developments in AI -related sectors and expectations of progress in ceasefire

negotiations between the United States and Iran, although they had declined at times ,

reflecting increased tension over the situation in the Middle East. Meanwhile, currencies in

emerging economies had appreciated against the background of the improvement in market

sentiment following the agreement on a temporary ceasefire between the United States and

Iran. Crude oil prices continued to be at high levels, with the de facto closure of the Strait of

Hormuz remaining in effect.

5

D. Economic and Financial Developments in Japan

1. Economic developments

Japan's economy had recovered moderately, although some weakness had been seen

in part, partly due to the impact of the situation in the Middle East. Regarding the outlook,

the economy was likely to decelerate for a time. This was because, although solid global AI-

related demand and the government's various measures were likely to provide support, the

economy was expected to be pushed down by moves to adjust production reflecting

bottlenecks in logistics and by a deterioration in the terms of trade reflecting the surge in

energy and raw material prices.

Exports continued to be more or less flat as a trend. Regarding the outlook, they

were likely to remain more or less flat for the time being. This was because, while solid global

AI-related demand was expected to push up exports of IT-related goods and capital goods in

particular, it was expected that exports of automobiles to the Middle East would decline,

reflecting the unstable situation in the Middle East, and a decline in the capacity utilization

rate in the basic materials industry would also push down exports of related goods.

Industrial production continued to be more or less flat from a somewhat long -term

perspective. Regarding the outlook, industrial production was expected to remain more or

less flat on the whole. This was because, although underpinned by solid global AI -related

demand and resilience in business fixed investment supported by economic measures,

industrial production was expected to come under downward pressure from production

adjustments in the basic materials industry and the transport equipment industry, ref lecting

the unstable situation in the Middle East.

Corporate profits remained at high levels on the whole, although downward effects

due to U.S. tariff policy had been seen in manufacturing. Business sentiment had been at a

favorable level, while it had be en affected by the situation in the Middle East. Under these

circumstances, business fixed investment had been on a moderate increasing trend. Regarding

the outlook, the growth momentum in business fixed investment was highly likely to

decelerate gradually. This was because a deterioration in corporate profits, reflecting higher

energy prices, and a rise in construction costs were likely to exert greater downward pressure

on business fixed investment, although moves to clear order backlogs from existing

investment projects were likely to provide support.

6

Private consumption had been resilient against the background of an improvement

in the employment and income situation, although it had been affected by price rises. The

consumption activity index (CAI; real , travel balance adjusted) had been on a moderate

increasing trend recently: it had increased slightly for the October-December quarter of 2025,

and had also increased marginally on average for the January -February period of 2026,

relative to that quarter. Based on anecdotal information from firms, statistics published by

industry organizations, and high -frequency indicators, private consumption since March

seemed to have increased from the previous month. Although these sources showed no signs

thus far that adverse effects of the situation in the Middle East had significantly materialized,

attention was warranted on the possibility that such sources might have partly reflected a

front-loading of demand by consumers who expected price rises. Consumer sentime nt had

improved on the back of a decline in the rate of increase in food prices and the government's

measures to reduce the household burden of higher energy prices, but had recently

deteriorated sharply, reflecting the unstable situation in the Middle East and a rise in gasoline

prices. Regarding the outlook, private consumption was highly likely to remain in a

deceleration phase for the time being, mainly reflecting a decline in real purchasing power

due to price rises, particularly for energy prices, alt hough government measures, such as

economic measures introduced so far and a resumption of fuel oil subsidies, were likely to

provide support.

Labor market conditions remained tight. Under these circumstances, the

employment and income situation had improv ed moderately. The rate of increase in the

number of employed persons had decelerated. Nominal wages per employee continued to

increase steadily, albeit with fluctuations. With regard to the outlook, employee income was

likely to continue to see a steady i ncrease at its current pace for the time being, albeit with

fluctuations.

As for prices, in international commodity markets, crude oil prices had seen a rapid

and significant rise, against the background of the growing instability of the situation in the

Middle East. More recently, these prices had retreated somewhat, but they remained at high

levels with pronounced fluctuations. Copper prices had also increased significantly and had

subsequently fluctuated at high levels. Meanwhile, market prices of food h ad been more or

less flat. The year -on-year rate of increase in the producer price index (PPI) had been on a

decelerating trend, mainly due to the past decline in crude oil prices and a deceleration in the

7

pace of increase in food prices, such as rice prices; more recently, however, the rate of increase

in the PPI had accelerated markedly, mainly due to increases in prices of petroleum and coal

products, and of chemicals and related products, reflecting the situation in the Middle East.

The year -on-year rat e of increase in the services producer price index (SPPI, excluding

international transportation) had been on a decelerating trend, being in the range of 2.5 -3.0

percent recently, due to factors such as the dissipation of the impact of the price hikes seen in

the previous fiscal year, although the rate itself remained relatively high, mainly on the back

of a rise in personnel expenses. With moves to pass on wage increases to selling prices

continuing, the year-on-year rate of increase in the consumer price index (CPI, all items less

fresh food) had been above 2 percent, partly due to the effects of the rise in food prices, such

as rice prices; however, the rate of increase had recently fallen to the range of 1.5-2.0 percent

due to factors such as the effects of the government's measures to reduce the household burden

of higher energy prices. Inflation expectations had risen moderately. With regard to the

outlook, the year-on-year rate of increase in the CPI was likely to be pushed down in the short

run by the decline in the rate of increase in food prices, such as rice prices, and the

government's measures to reduce the household burden of higher energy prices. However, the

rate of increase in the CPI was expected to then come under upward pressure again, as t he

effects of the rise in prices of crude oil and other commodities that reflected the situation in

the Middle East were likely to strengthen.

2. Financial environment

Japan's financial conditions had been accommodative.

Real interest rates had been negat ive. Firms' funding costs had increased. Firms'

demand for funds had increased on the back of, for example, the recovery in economic activity

as well as mergers and acquisitions of firms. With regard to credit supply, financial

institutions' lending attitu des as perceived by firms had been accommodative. Issuance

conditions for CP and corporate bonds had been favorable. In this situation, the year-on-year

rate of increase in the amount outstanding of bank lending had been in the range of 5.0 -5.5

percent; that in the aggregate amount outstanding of CP and corporate bonds had been at

around 6.5 percent. Firms' financial positions had been favorable. The number of

bankruptcies of firms had been more or less flat.

8

Meanwhile, the year-on-year rate of change in the money stock had been at around

2 percent.

3. Financial system

Japan's financial system maintained stability on the whole.

Profits of major banks had increased, owing in particular to a rise in net interest

income, mainly composed of interest on domestic loans. Meanwhile, their credit costs had

been at low levels. Under these circumstances, their capital adequacy ratios remained

sufficiently above the regulatory requirements.

Profits of regional banks had increased, mainly on the back of the rise in net interest

income. Meanwhile, their credit costs had been at low levels. Under these circumstances,

their capital adequacy ratios remained sufficiently above the regulatory requirements.

With regard to the financial cycle, 12 out of the 14 Financial A ctivity Indexes

(FAIXs) that comprise the heat map in the Financial System Report were in a range that did

not significantly deviate from their trends. Regarding the financial gap, the positive gap

remained narrower than a while ago, and no major financial imbalances had been seen in

current financial activities. However, attention continued to be warranted on developments in

asset prices, such as real estate and stock prices, and it was necessary to continue paying close

attention to whether financial acti vities would not significantly deviate from real economic

activity. In addition, it was necessary to carefully monitor the impact that factors such as the

future course of the situation in the Middle East, the profitability of AI -related investment,

and developments in the foreign non -bank financial intermediary (NBFI) sector had on the

financial system through various channels.

II. Summary of Discussions by the Policy Board on Economic and Financial

Developments and the April 2026 Outlook for Economic Activity and Prices

A. Current Situation of Economic Activity and Prices

With regard to global financial and capital markets, members concurred that, while

market sentiment had somewhat improved, as seen in the rebound in stock prices reflecting

expectations that the tension over the situation in the Middle East would ease, market

participants continued to pay attention to uncertainties over the outlook. One member pointed

out that, although it was extremely difficult in March to predict the future course of t he

9

situation in the Middle East, its risks had come to be perceived as predictable to some degree,

owing to recent developments such as moves toward a ceasefire. The member continued that

this had led stock prices to rise in many countries.

Members shared the recognition that overseas economies had grown moderately on

the whole, although some weakness had been seen in part, partly due to the impact of the

situation in the Middle East. Some members noted that the global economy had been solid,

mainly due to an expansion in AI-related demand and to expansionary fiscal policies. One of

these members commented that, despite downward pressure from high crude oil prices, the

global economy was expected to go through a shifting phase toward recovery in 2026,

considering that many countries had adopted expansionary macroeconomic policies. One

member expressed the recognition that it was necessary to pay particular attention to

developments in Asian economies, which are highly dependent on energy resources from the

Middle East. The member continued that, however, indicators including the Purchasing

Managers' Index (PMI) for suppliers' delivery times did not suggest a significant impact on

global supply chains so far.

Members agreed that the U.S. economy maintained soli d growth on the whole,

although some weakness had been seen in part. One member expressed the view that the

potential growth rate seemed to have risen recently, and together with factors such as the

expansion in AI-related demand and a moderate pass-through of tariff costs borne by firms to

households by raising selling prices, this had boosted growth in the economy.

Members shared the view that European economies remained resilient, particularly

in domestic demand, although some weakness had been seen in part.

Members shared the view that the Chinese economy had picked up recently, mainly

supported by the increase in exports, although consumption had lacked momentum.

Members shared the recognition that growth in emerging and commodity-exporting

economies other than China had improved moderately on the whole, although some weakness

had been seen in part.

Members agreed that financial conditions in Japan had been accommodative. A few

members expressed the recognition that, while long-term interest rates had risen significantly,

real interest rates in the short - to medium -term zone, which affect economic activity

substantially, remained clearly negative, a nd that financial conditions remained

accommodative. One of these members pointed out that firms' and other entities' demand for

10

funds continued to increase, and that the March 2026 Tankan (Short-Term Economic Survey

of Enterprises in Japan) showed that financial institutions' lending attitudes remained active.

A different member said that attention needed to be paid to the fact that continued negative

real interest rates had sparked increa sed activity in bank lending, and to the fact that asset

prices, particularly real estate prices, had risen. One member expressed the recognition that,

while four months had passed since the last policy interest rate hike, sources such as anecdotal

information from firms, the results of the Tankan, and the results of the Senior Loan Officer

Opinion Survey on Bank Lending Practices at Large Japanese Banks showed little sign at

this point that the degree of monetary accommodation had decreased and economic stimulus

effects had weakened. Meanwhile, one member expressed the view that the impact of the

situation in the Middle East on Japan's financial conditions had been limited so far, and that

the financial system maintained stability on the whole.

Based on the above deliberations on economic and financial conditions abroad and

financial conditions in Japan, members discussed the state of Japan's economic activity and

prices.

With regard to economic activity, members shared the recognition that Japan's

economy had recovered moderately, although some weakness had been seen in part, partly

due to the impact of the situation in the Middle East. A few members expressed the

recognition that, so far, hard data -- such as for exports, business fixed investment, and private

consumption -- showed no significant impact from the situation in the Middle East, partly

because of existing petroleum reserves and various ongoing efforts to secure alternative

sources of raw materials. One of these members pointed out that, although indicators showed

that business and household sentiment in Japan had become cautious because of the effects

of the rise in crude oil prices, excessive reactions or significant shifts in spending had been

contained, partly due to government communication with the public.

Members agreed that exports and industrial production continued to be more or less

flat as a trend.

Members shared the recognition that business fixed investment had been on a

moderate increasing trend, with corporate profits remaining at high levels on the whole, and

with business sentiment being at a favorable level while being affected by the situation in the

Middle East. One member pointed out that, according to the results of the March Tankan and

other sources, business fixed investment plans for fiscal 2026 had been solid, with corporate

11

profits continuing to see favorable developments, and that developments in the corporate

sector so far had been in line with the Bank's outlook in the January 2026 Outlook for

Economic Activity and Prices (Outlook Report).

Members concurred that private consumption had been resilient against the

background of the improvement in the employment and income situation, although it had

been affected by price rises. One member expressed the view that, although household

sentiment had turned cautious due to the effects of the rise in crude oil prices, consumption

seemed to be strong recently, owing to wage increases thus far and expectations of continued

wage growth, as well as to a front-loading of spending in anticipation of future price rises.

Members shared the view that the employment and income situation had improved

moderately. Many members pointed out that the aggregate results of the annual spring labor-

management wage negotiations compiled by the Japanes e Trade Union Confederation

(Rengo) showed that a base pay increase of around 3.5 percent had been implemented not

only at large firms but also at relatively small firms, indicating that solid wage increases had

been achieved thus far at a wide range of firms. One of these members added that, at the April

2026 meeting of the general managers of the Bank's branches, there were some views that

small and micro firms' wage -setting stance could become cautious depending on the future

course of the situation in t he Middle East. The member continued that many of these firms,

however, seemed to be planning to raise wages by as much as in 2025, because of the

necessity of recruiting and retaining employees and the impact of the rise in the minimum

wage.

As for prices, members agreed that, with moves to pass on wage increases to selling

prices continuing, the year-on-year rate of increase in the CPI (all items less fresh food) had

been above 2 percent, partly due to the effects of the rise in food prices, such as rice prices.

They continued that, however, the rate of increase had recently been in the range of 1.5 -2.0

percent due to factors such as the effects of the government's measures to reduce the

household burden of higher energy prices. Regarding "beginning -of-the-period price hikes"

by firms, one member noted that, according to media reports and other sources, while the rise

in food prices had been relatively moderate, a pass-through of increased personnel expenses

and distribution costs to selling prices continue d and moves to raise prices were becoming

widespread among sectors such as dining -out and public transportation, all suggesting that

firms' price-setting behavior remained active. A few members expressed the view that the

12

impact of the situation in the Middle East had already begun to emerge on the domestic price

front, as suggested by the fact that (1) the year -on-year rate of increase in the import price

index accelerated in March 2026; (2) the rate of increase in the PPI had accelerated, mainly

driven by energy-related factors; and (3) a pronounced increase had been observed for ocean

freight transportation in the SPPI. One member stated that the rate of increase in the price of

processed food that does not use rice as an ingredient had recently leveled off somewhat, yet

it continued to show high growth of about 5 percent. The member then expressed the

recognition that the rate was highly likely to head toward a rise again following a surge in the

price of imported raw materials. Meanwhile, members concurr ed that inflation expectations

had risen moderately. One member pointed out that medium - to long -term inflation

expectations had risen somewhat in the wake of increased tension over the situation in the

Middle East -- as evidenced by indicators such as firms' inflation outlook in the March 2026

Tankan and by the break-even inflation (BEI) rate, which shows market participants' inflation

expectations -- and thus future developments warranted close monitoring. A different member

expressed the recognition that the inflation expectations of firms and households had already

reached approximately 2 percent. The member then expressed the view that the fact that

inflation expectations had not decreased despite the year -on-year rate of increase in the CPI

(all items less fresh food) decelerating in the past several months clearly indicated a shift from

a deflationary mindset to an inflationary mindset.

B. Outlook for Economic Activity and Prices

In formulating the April 2026 Outlook Report, members first exchanged vi ews on

the assumptions for the baseline scenario of the outlook. Given that the situation in the Middle

East remained unclear and there were various views regarding the future course of the

situation in the region and its impact on Japan's economic activit y and prices, members

concurred that, from the perspective of examining the Bank's baseline scenario and clearly

communicating the results to the public, it was desirable that they agree to a certain extent on

assumptions for discussion. On this basis, mem bers shared the recognition that it was

appropriate to develop the baseline scenario in the April Outlook Report based on the

common assumption that, with the impact of the situation in the Middle East expected to ease,

crude oil prices would decline as expected in the futures market, and large-scale disruptions

in supply chains would not occur. They also shared the recognition that the Bank's outlook

13

for economic activity and prices could change considerably depending on the future course

of the situation in the Middle East.

Based on the above assumptions, members then discussed the baseline scenario of

the outlook for Japan's economic activity. They shared the recognition that (1) in fiscal 2026,

Japan's economic growth was likely to decelerate due to fact ors such as the deterioration in

the terms of trade reflecting the rise in crude oil prices, but the economy was expected to

continue growing moderately, since it was likely to be underpinned by factors including the

high levels of profits in the corporate sector, the government's various measures, and

accommodative financial conditions; and (2) from fiscal 2027 onward, Japan's economic

growth rate was expected to rise moderately, since it was projected that the adverse effects of

high crude oil prices would wane and that the virtuous cycle from income to spending would

gradually intensify.

With regard to the impact of the situation in the Middle East on Japan's economic

activity, members shared the view that the significant rise in crude oil prices, particularly the

surge in Dubai crude oil prices, would lead to a deterioration in the terms of trade for Japan,

which is highly dependent on crude oil produced in the Middle East, and would push down

corporate profits and households' real income through price rises in energy and raw materials.

On the other hand, members shared the recognition that Japan's economy appeared to be

reasonably resilient to downward pressure stemming from the situation in the Middle East,

given factors such as the government's various measures to reduce the household burden and

accommodative financial conditions, together with high levels of profits in the corporate

sector and solid wage increases. In relation to this, one member expressed the view that the

increased burden caused by th e deterioration in the terms of trade was likely to be shared

between firms, households, and the government, through, for example, the pass -through of

cost increases to selling prices by firms and the government's measures to transfer income to

households, including the provision of gasoline subsidies. A different member noted that,

while import prices in the petroleum and chemical industries had risen significantly, yen -

based export prices in the IT industry had risen on the back of strong global demand. T he

member continued that, as seen from such developments, the situation differed between

industries, and it was therefore necessary to examine the situation throughout Japan to grasp

the impact of the situation in the Middle East on the terms of trade. Ano ther member

expressed the view that, although concerns over supply -side constraints persisted, looking

14

back at past experiences of surges in crude oil prices, Japan had secured the necessary amount

of crude oil by raising its purchase prices.

Members agreed that, although global AI -related demand was expected to remain

strong, Japan's exports and industrial production were likely to be more or less flat for the

time being, as the impact of the situation in the Middle East was likely to exert downward

pressure on, for example, automobile exports to the Middle East. They shared the recognition

that, thereafter, exports and industrial production were likely to increase moderately, as the

impact of the situation in the Middle East eased, and as overseas economie s continued to

grow moderately.

Members shared the recognition that the growth momentum in business fixed

investment was likely to slow due to the impact of the deterioration in the terms of trade,

although the government's economic measures and accommodat ive financial conditions, in

addition to order backlogs for existing projects, were expected to provide support. They

shared the view that, thereafter, business fixed investment was likely to remain on an upward

trend, pushed up by labor -saving investment to address labor shortages, investment for

capacity expansion, and investment projects to adapt to changes in the trade structure and

supply chains, among other investments. One member noted that, while high levels of

corporate profits would act as a buffe r for business fixed investment amid the deterioration

in the terms of trade, it was necessary to examine how individual firms' investment activities

changed, given that U.S. trade policy and the recent situation in the Middle East could affect

each industry differently.

Members concurred that private consumption was expected to be more or less flat

due to the impact of price rises, particularly in energy prices, although it was likely to be

underpinned by income transfers to households through the government's various measures

in addition to wage increases. They shared the view that, thereafter, with the pace of price

rises expected to moderate gradually, private consumption was projected to return to a

moderate increasing trend. One member pointed out that, if calls were to be made to conserve

gasoline, attention should be paid to the possibility that this could affect small parcel

deliveries and put downward pressure on e-commerce activity.

Members agreed that employee income was likely to continue to see an increase at

its current pace for the time being; subsequently, this increase was likely to slightly decelerate

temporarily in the middle of the projection period of the April 2026 Outlook Report, reflecting

15

the deterioration in corporate profits with some time lag. In addition, they shared the view

that, toward the end of the projection period, the growth momentum in employee income was

likely to increase somewhat, reflecting a recovery in corporate profits. One member

commented that attention wa s being paid to the extent to which high levels of profits

accumulated in the corporate sector could function as a buffer for wage increases amid the

impact of the situation in the Middle East. One member expressed the recognition that

attention was warran ted on whether small and micro firms in particular would prioritize

maintaining lifetime employment and hold back from raising wages due to a deterioration in

profits stemming from the situation in the Middle East.

Based on these discussions, members share d the recognition that, comparing the

projections with those in the January 2026 Outlook Report, the projected real GDP growth

rate for fiscal 2026 was lower due to the significant rise in crude oil prices.

Members then discussed the baseline scenario of t he outlook for Japan's price

developments. They shared the recognition that the year -on-year rate of increase in the CPI

(all items less fresh food) was likely to be in the range of 2.5 -3.0 percent in fiscal 2026, as

the rise in crude oil prices was expected to push up prices, mainly of energy and goods, with

moves to pass on wage increases to selling prices continuing. They continued that, thereafter,

with the waning of the effects of high crude oil prices, the rate of increase was expected to

decline to the range of 2.0-2.5 percent in fiscal 2027 and to around 2 percent in fiscal 2028.

In addition, members agreed that, meanwhile, with a sense of labor shortage continuing to be

strong, the mechanism in which wages and prices rise moderately in interaction w ith each

other would be maintained, and that medium- to long-term inflation expectations would rise.

On this basis, most members shared the recognition that underlying CPI inflation was

expected to increase gradually, coming to a level that was generally consistent with the price

stability target between the second half of fiscal 2026 and fiscal 2027 and remaining at around

that level thereafter. In response, one member expressed the recognition that the level of the

rate of increase in the CPI, including underlying CPI inflation, had already generally reached

the price stability target, given that the deflationary norm had been dispelled and wages had

increased. Furthermore, a different member expressed the view that underlying CPI inflation

could be judged to have generally reached approximately 2 percent, given that, in addition to

the fact that the annual spring labor-management wage negotiations had achieved high wage

growth rates for the third consecutive year, the year -on-year rate of increase in the C PI

16

excluding institutional factors remained in the range of 2-3 percent and medium- to long-term

inflation expectations had reached approximately 2 percent.

Regarding projections for the CPI, many members expressed the view that, given

that crude oil is widely used as a raw material from the upstream to downstream stages of the

production process in various industries, the rise in crude oil prices could push up not only

energy prices, but also prices in general, particularly of a wide range of goods. These members

then expressed the recognition that, considering the current situation of Japan's economy that,

for example, firms' behavior had shifted more toward raising wages and prices, it was highly

likely that the price pass -through stemming from the rise i n crude oil prices was faster than

before. One of these members added that, looking at the March 2026 Tankan, the diffusion

index for output prices for both manufacturing and nonmanufacturing had risen, suggesting

firms' stance to be one of swiftly passing on increases in input prices to selling prices. A

different member pointed out that the speed of the price pass-through had also increased due

to recent developments in trading practices and legislation, such as the revision of electricity

pricing formula s for businesses, the introduction of a surcharge system in the chemical

industry, and the implementation of the Act on Preventing Delay in Payment to Small and

Medium-Sized Entrusted Business Operators in Relation to Manufacturing Consignment. In

addition, the member said that, even if high crude oil prices had exerted downward pressure

on Japan's economy, it would take time for the pressure to materialize. This member

continued that, given that the economy had also been supported by the overseas

macroeconomic environment, it was highly likely that prices and inflation expectations would

rise first.

Based on these discussions, members shared the recognition that, comparing the

projections with those in the January 2026 Outlook Report, the projected year-on-year rate of

increase in the CPI (all items less fresh food) for fiscal 2026 was significantly higher and that

for fiscal 2027 was also somewhat higher, reflecting the effects of the rise in crude oil prices.

Some members expressed the recognition that, gi ven that the level of underlying

CPI inflation had been approaching 2 percent, from the perspective of sustainable and stable

achievement of the price stability target of 2 percent, it would also be necessary to examine

whether underlying CPI inflation bec ame anchored at around that level. With regard to the

impact of the situation in the Middle East on the underlying trend in prices, one member

expressed the view that the impact would not be significant if crude oil prices returned swiftly

17

to previous levels. The member continued that, however, based on the assumption made in

the April 2026 Outlook Report that the pace of recovery in the supply of crude oil and other

commodities would be moderate, prices could be either pushed down, due to an economic

slowdown, or pushed up through a rise in inflation expectations. One member pointed out

that, given that inflation expectations in Japan tended to be formed in an adaptive manner, the

price rises in fiscal 2026 reflecting the situation in the Middle East could lead to underlying

CPI inflation deviating upward from the baseline scenario. A different member stated that a

further rise in domestic distribution costs due to the surge in fuel costs could not be avoided,

and this could bring forward the timing for underlying CPI inflation to reach 2 percent.

Members then discussed upside and downside risks to economic activity and prices.

They agreed that, while there were various risks to the outlook, for the time being, it was

necessary to pay particular attention to the impact of the future course of the situation in the

Middle East on financial and foreign exchange markets and on Japan's economic activity and

prices.

On this basis, members noted the following two risks regarding the situation in the

Middle East: (1) the risk that the turmoil surrounding the situation in the region would become

prolonged, and crude oil prices would remain elevated; and (2) the risk that large -scale

disruptions in supply chains would occur, exerting a significant impact on the productio n

activity of Japanese firms. On the other hand, members noted that, contrary to these scenarios,

there was a possibility that tension over the situation in the Middle East would ease swiftly,

leading to a faster-than-expected decline in crude oil prices.

Members shared the recognition that, if crude oil prices remained elevated, there

was a risk that adverse effects on Japan's economy would strengthen, such as through a

deterioration in the terms of trade; on the other hand, risks to prices were skewed to the upside.

One member pointed out that the scenario of crude oil prices remaining elevated for a while

should also be considered, as it would take time for the Strait of Hormuz to become

commercially navigable, even if the conflict in the Middle East came to a halt. A different

member expressed the view that if this scenario was realized, it was possible that corporate

profits and households' real income would be significantly lower than expected, which could

weaken the mechanism in which wages and prices rise moderately in interaction with each

other. The member continued that, in practice, however, the rise in crude oil prices was

expected to skew risks to prices to the upside by pushing up not only energy prices but also

18

prices of a wide range of items. Meanwhile, one member pointed out that, compared with the

period when commodity prices surged following Russia's invasion of Ukraine, there had been

some changes; for example, firms' and households' inflation expectations were now higher,

firms' price-setting behavior was now more active, and labor market conditions were now

tighter. The member then expressed the recognition that, with the baseline scenario of the

outlook for prices being revised significantly upward, if crude oil prices remained elevated,

this would lead to further upside risks to prices. Some members, including this member, noted

that inflation expectations in Japan were not as anchored to the inflation target as in the United

States and Europe, and they were susceptible to actual price ch anges. These members

continued that, considering this and other factors, there was concern over the risk of medium-

to long-term inflation expectations and the underlying inflation rate rising above 2 percent. A

different member pointed out that, for many years, all available policy measures from both

monetary and fiscal sides had been mobilized to overcome deflation. The member continued

that, against this backdrop, the government's various measures had become established, and

inertia in wage increases and in the pass -through of cost increases to selling prices was in

effect, giving rise to the risk of higher inflation due to the rise in crude oil prices.

Members shared the recognition that, if large -scale disruptions in supply chains

occurred, this could lead to a significant slowdown in the economy and thereby push down

underlying CPI inflation. They continued that, if supply -side constraints materialized, this

could, on the other hand, lead to a pushing up of underlying CPI inflation while further

heightening the upside risks to prices. One member stated that the impact on supply chains

depended not only on the extent and duration of supply -side constraints for crude oil and

products derived from crude oil, but also to a considerable extent on the effects on the supply

of other commodities as damage spread across the Middle East. One member pointed out that

there was a possibility that quantitative constraints on petrochemical products would emerge,

and while it was difficult to project the extent to which these constraints might push down

Japan's economy, it was necessary to carefully monitor whether these constraints would affect

the automotive industry, which is one of Japan's core industries, and AI-related sectors, such

as construction of data centers. A different member expressed the recognition that, in a

scenario where large -scale quantitative constraints became prolonged, the mechanism in

which wages and prices rise moderately in interaction with each other could be interrupted,

resulting in the underlying trend in prices falling significantly below the price stability target.

19

In response, one member expressed the view that, if the situation in the Middle East affected

not only prices but also supply quantity, and hence supply-side constraints materialized, this

would exert extremely strong upward pressure on prices.

Members then discussed how to characterize the second-round effects of price rises

stemming from high crude oil prices, and the extent of those effects. Some members pointed

out that the term "second-round effects" has multiple meanings and is used in a wide variety

of contexts; for example, in a situation where supply shocks cause a temporary rise in prices

or a rise in the price of specific items, it could refer to the spillover of these rises to prices of

a wide range of other goods and services, or the resulting increase in the wage growth rate,

inflation expectations, or the underlying inflation rate. These members continued that there

are also various criteria for judging whether secon d-round effects had arisen. On this point,

one member expressed the view that, in assessing if there were second-round effects of price

rises, one factor worth considering might be whether price rises had led to an increase in unit

profits or in unit labor costs -- that is, whether profit margins had improved at firms facing

higher raw material costs, or whether increased wages due to second -round effects had

outweighed their labor productivity. On this basis, the member said that, given the current

high levels of corporate profits, the possibility that firms would raise selling prices more than

was necessary to cover cost increases was likely not so high. In response to this, some

members pointed out that, with firms' behavior shifting more toward raising prices in the past

few years, it was highly likely that firms would start passing on to selling prices not only cost

increases stemming from the current rise in crude oil prices, but also past increases in

personnel costs. These members then expressed the view that, if such actions were taken by

an increasing number of firms, it was also highly likely that people's inflation expectations

and underlying inflation would rise higher than projected. Regarding spillovers from price

rises to wages, some members expressed the recognition that the possibility of a wage -price

spiral in Japan was not high, given, for example, that wage growth rates in the past few years

had been at levels that were generally consistent with the price stability target of 2 percent,

even though the actual inflation rate had been significantly above 2 percent. In response, some

members expressed the recognition that, considering the fact that spillovers from price rises

to wages had been gaining momentum in recent years with the deflationa ry norm dispelled,

attention was warranted on the risk that the rates of increase in both prices and wages would

deviate upward from projections, although this would depend on the extent of the spillovers.

20

A different member noted that, unlike during the 1979 oil crisis, when the surge in wages and

inflation was contained, the current financial and fiscal conditions and developments in the

pass-through of price and wage increases appeared to be more prone to inducing second -

round effects stemming from the rise in crude oil prices, although not as much as during the

1973 oil crisis. Based on these discussions, one member expressed the view that, given that

the deflationary norm had been dispelled and underlying CPI inflation was currently

approaching 2 percen t, whether the current supply shocks would cause underlying CPI

inflation to further deviate upward was an important factor in discussing second-round effects.

Meanwhile, members noted the following three factors as major risks other than

those arising from the situation in the Middle East : (1) developments in overseas economic

activity and prices, including AI -related demand; (2) the effects of future developments in

foreign exchange rates on Japan's economic activity and prices; and (3) the impact of various

changes in the environment surrounding Japan on firms' and households' medium - to long-

term growth expectations and on Japan's potential growth rate. One member expressed the

recognition that, with the upcoming U.S. midterm elections in autumn, there w ere high

uncertainties regarding the policy conduct of the current U.S. administration and its effects

on economic activity. The member continued that attention was also warranted on the

possibility that, with the turmoil surrounding the situation in the Middle East and other factors,

China could expand its exports with a view to capturing external demand, thereby affecting

economic activity in Europe and Japan. One member pointed out that, in Japan, the oil crises

in the 1970s prompted advances in energy e fficiency and conservation, and led to structural

changes in economic activity. The member then noted that this opened for discussion whether

Japan's economy would gain momentum for structural change triggered by the current

situation in the Middle East, since such change could affect the potential growth rate through

improvements in productivity.

With regard to the risk balance -- particularly for fiscal 2026 -- members shared the

recognition that, judging each member's risk assessments as a whole, risks to economic

activity were skewed to the downside, and risks to prices were skewed to the upside.

III. Summary of Discussions on Monetary Policy

Based on the above assessment of economic and financial developments, members

discussed monetary policy.

21

With respect to the guideline for money market operations for the intermeeting

period, many members shared the view that it was appropriate for the Bank to maintain the

guideline that it would encourage the uncollateralized overnight call rate to remain at around

0.75 percent.

Many members pointed out that, as the situation in the Middle East remained unclear,

the likelihoo d of realizing the baseline scenario of the outlook for economic activity and

prices was not as high as before, and it was difficult to assess at this point, for example, the

extent to which downside risks to economic activity and upside risks to prices wo uld persist

and the relationship between these two types of risk. These members then expressed the

recognition that a little more examination was required of the future course of the situation in

the Middle East and its impact on Japan's economic activity and prices. One of these members

commented that the situation in the Middle East remained unclear but had been moderating

compared with a while ago, and that some kind of progress could be expected to be made in

the future. The member then expressed the view that the current circumstances did not suggest

a pressing need to quickly raise the policy interest rate. One member expressed the

recognition that, given that inflation expectations in Japan were considered to be adaptive to

some degree, the Bank shoul d maintain the current policy interest rate at this meeting, with

the year -on-year rate of increase in the CPI (all items less fresh food) for March 2026

remaining below 2 percent due in part to the waning of the past rise in food prices. A different

member noted that, at this juncture, a policy interest rate hike that prioritized the containment

of inflation was highly likely to have adverse effects on economic developments, including

employment and production, while on the other hand, the Bank was not in a situation where

a policy interest rate cut was possible. The member then expressed the view that, given that

the future course of the situation in the Middle East was unclear, it was most appropriate for

the Bank to maintain its current monetary policy.

On the other hand, some members expressed the view that it was desirable for the

Bank to raise the policy interest rate to around 1.0 percent at this meeting. One of these

members noted that, although it seemed unlikely that the impact of the situation in the Middle

East would be limited and ease in the short term, market sentiment as observed in stock prices

remained solid despite the rise in crude oil prices. The member continued that firms' price -

setting behavior in response to rising prices had become more active, and risks to prices were

skewed to the upside. On this basis, the member expressed the view that it was appropriate

22

for the Bank to adjust the degree of monetary accommodation in line with its mandate of

achieving price stability from the persp ective of safeguarding people's livelihoods and

contributing to their peace of mind. One member expressed the opinion that, while the price

stability target had been more or less achieved, Japan's real policy interest rate was by far at

the lowest level globally, and it was necessary for the Bank to continue to adjust the negative

real interest rate in preparation for the second -round effects of price rises stemming from

overseas developments. A different member expressed the view that, with risks to prices

becoming significantly skewed to the upside, the Bank should, as early as now, set the policy

interest rate as close to the neutral level as possible, considering the possibility that it would

be compelled to pursue monetary tightening in the future.

As for the future conduct of monetary policy, members shared the recognition that,

given that underlying CPI inflation had been approaching 2 percent and real interest rates

were at significantly low levels, it was appropriate that the Bank continue to raise the policy

interest rate and adjust the degree of monetary accommodation, in response to developments

in economic activity and prices as well as financial conditions. Some members expressed the

view that, even if Japan's economic growth temporarily decelerated, the Bank would continue

to raise the policy interest rate as long as the deceleration did not significantly affect the path

of underlying inflation. These members continued that whether to raise the policy interest rate

could also become a topic of discussion if upside risks to prices were judged to substantially

outweigh downside risks to economic activity. One of these members then added that, given

that the process of adjusting the degree of monetary accommodation had become more

complex, with regard to the guideline for the conduct of monetary policy, it was desirable at

this time to revise the wording, "in accordance with improvement in economic activity and

prices."

With respect to the timing and pace of adjusting the degree of monetary

accommodation, members concurred that it was important to consider this while closely

monitoring the impact of the future course of the situation in the Middle East on Japan's

economic activity and prices and examining the likelihood of realizing the baseline scenario

of the outlook for economic activity and prices and the risks to the outlook.

Many members expressed the recognition that, if it could be judged that there had

been a rise in the likelihood of realizing the outlook that underlying CPI inflation would come

to a level that was generally consistent with the price stability target between the second half

23

of fiscal 2026 and fiscal 2027, the Bank should continue to adjust the degree of monetary

accommodation at an appropriate pace. One member said that, if recovery in crude oil supply

came in sight, as assumed in the Bank's baseline scenario, it would be appropriate for the

Bank to return to the previous pace of rate hikes. One member expressed the view that it was

unlikely at present that a strong wage -price spiral would emerge in domestic industries, and

given the current level of underlying inflation, there was no need to take hasty action at this

point. The member continued that, however, barring evident signs of an economic slowdown

reflecting the impact of the situation in the Middle East, the Bank should raise the policy

interest rate soon. A different member expressed the recognition that, in a situation where the

potential growth rate remained resilient and Japan's economy recovered moderately, it was

appropriate for the Bank to proceed further with the normalization of the policy interest rate

by raising the policy rate when the real interest rate declined reflecting price rises.

One member expressed the recognition that , given that the impact on Japan's

economy of the situation in the Middle East would become apparent to some degree, it was

quite possible that the Bank would raise the policy interest rate from the next Monetary Policy

Meeting onward depending on the magnitude and direction of the risks surrounding economic

activity and prices, even if the future course of the situation in the Middle East remained

unclear and the likelihood of realizing the baseline scenario of the outlook for economic

activity and prices was not rising. In relation to thi s, a different member pointed out that, if

the main risk factor for a downward deviation in economic activity was a rise in prices, the

Bank should make it a priority to carry out its mission as the "guardian of price stability" and

thereby contain such a downward deviation in economic activity. Some members expressed

the recognition that, if tension over the situation in the Middle East became prolonged and

there was a risk of crude oil prices remaining elevated, it would be desirable to raise the policy

interest rate to the level of the neutral interest rate at an earlier timing to prevent underlying

inflation from deviating upward. One of these members pointed out that the policy interest

rate was still some way from the neutral interest rate, and that it would be necessary for the

Bank to continue to raise the policy interest rate at intervals of a few months. The member

then expressed the view that, in the case where upside risks to prices increased, it would be

necessary to accelerate the pace of rate hikes without hesitation.

Meanwhile, one member expressed the view that, if large-scale disruptions in supply

chains occurred and caused severe quantitative constraints, there was a risk that the

24

mechanism in which wages and prices rise moderately in intera ction with each other would

be interrupted, resulting in the underlying trend in prices falling significantly below the price

stability target. The member continued that it was therefore desirable for the Bank to maintain

accommodative financial conditions without raising the policy interest rate. In response, a

different member pointed out that, when large -scale disruptions in supply chains occur, this

exerts significant upward pressure on prices and significant downward pressure on economic

activity. The member continued that, in such a situation, a central bank's response should not

be to refrain from raising the policy interest rate, but instead to provide ample liquidity to the

market as necessary and thereby support corporate financing.

Based on these discussions, members shared the recognition that, while downside

risks to economic activity and upside risks to prices could both heighten, in conducting

monetary policy, it was necessary to pay due attention, in particular, to keeping the risk of

inflation significantly deviating upward from materializing and thereby exerting an adverse

impact on the economy afterward.

In addition, one member expressed the view that, while there were some arguments

that policy interest rate hikes should be implemented to p revent a depreciation of the yen,

monetary policy does not target foreign exchange rates and, under a floating exchange rate

system, the determination of exchange rates should be left to the market as much as possible.

Moreover, regarding the Bank's communication with the market about its stance on monetary

policy conduct, one member pointed out that it was not desirable for the Bank to be perceived

as always signaling a policy interest rate hike in advance, and that it was necessary for the

Bank to explore how best to communicate its policies.

In light of the above discussions, the chairman requested that the staff present

possible descriptions of the future conduct of monetary policy to include in the April 2026

Outlook Report. The staff reported that the descriptions could be as follows. First, as for the

conduct of monetary policy, given that underlying CPI inflation had been approaching 2

percent and real interest rates were at significantly low levels, the Bank would continue to

raise the policy interest rate and adjust the degree of monetary accommodation, in response

to developments in economic activity and prices as well as financial conditions. Second, in

this regard, the Bank would consider the timing and pace of adjustment, while closely

monitoring the impact of the future course of the situation in the Middle East on Japan's

economic activity and prices and examining the likelihood of realizing the baseline scenario

25

of the outlook for economic activity and prices and the risks to the outlook. Third , with the

price stability target of 2 percent, the Bank would conduct monetary policy as appropriate

from the perspective of sustainable and stable achievement of the target.

In response to the staff's explanation, members shared the view that the descriptions

presented by the staff were appropriate.

IV . Remarks by Government Representatives

The representative from the Cabinet Office made the following remarks.

(1) The Japanese economy was recovering at a moderate pace, while it was necessary to

closely monitor the impact of the situation in the Middle East.

(2) Given the situation in the Middle East, the government had carried out emergency

measures to curb dramatic price fluctuations and had worked to ensure a stable supply

and the smooth distribution of crude oil and critical materials, and it would do its utmost

to ensure sound economic and fiscal management.

(3) Toward achieving both strong economic growth and stable inflation, it was important that

monetary policy be conducted as appropriate. The governmen t expected the Bank to

conduct monetary policy as appropriate toward achieving the price stability target of 2

percent in a sustainable and stable manner, while paying due attention to factors such as

economic developments at home and abroad and closely co operating with the

government in accordance with the spirit of the Bank of Japan Act and of the joint

statement of the government and the Bank.

The representative from the Ministry of Finance made the following remarks.

(1) With regard to the situation in the Middle East, the government was making every effort

to minimize the impact on economic activity, with close cooperation between relevant

Cabinet members.

(2) The government expected the Bank to conduct monetary policy as appropriate toward

sustainable and stable achievement of the price stability target of 2 percent, while closely

cooperating with the government, paying due attention to factors such as economic

developments at home and abroad, including the impact of the situation in the Middle

East on the Japanese economy, and communicating effectively with the market.

26

V . Votes

A. Vote on the Guideline for Money Market Operations

Based on the above discussions, to reflect the majority view of the members, the

chairman formulated the following proposal on the guideline for money market operations.

The Chairman's Policy Proposal on the Guideline for Money Market Operations:

The guideline for money market operations for the intermeeting period will be as follows.

The Bank will encourage the uncollateralized overnight call rate to remain

at around 0.75 percent.

However, Nakagawa Junko considered that, while the situation in the Middl e East

remained unclear, given economic developments, risks to prices were skewed to the upside

under accommodative financial conditions. Takata Hajime considered that the price stability

target had been more or less achieved and that risks to prices in Japan were already skewed

to the upside due to the second -round effects of price rises stemming from overseas

developments. Tamura Naoki considered that, with risks to prices becoming significantly

skewed to the upside, the Bank should set the policy interest rate as close to the neutral rate

as possible. On this basis, they each proposed separately the following.

Nakagawa Junko, Takata Hajime, and Tamura Naoki's Policy Proposals on the

Guideline for Money Market Operations:

The guideline for money market operations for the intermeeting period will be as follows.

The Bank will encourage the uncollateralized overnight call rate to remain

at around 1.0 percent.

Nakagawa Junko, Takata Hajime, and Tamura Naoki's policy proposals on the

guideline for money market operations were defeated by majority votes.

V otes for the proposals: NAKAGAWA Junko, TAKATA Hajime, and TAMURA

Naoki.

27

V otes against the proposals: UEDA Kazuo, HIMINO Ryozo, UCHIDA Shinichi,

KOEDA Junko, MASU Kazuyuki, and ASADA Toichiro.

The chairman's policy proposal on the guideline for money market operations was

decided by a majority vote.

V otes for the proposal: UEDA Kazuo, HIMINO Ryozo, UCHIDA Shinichi, KOEDA

Junko, MASU Kazuyuki, and ASADA Toichiro.

V otes against the proposal: NAKAGAWA Junko, TAKATA Hajime, and TAMURA

Naoki.

B. Discussion on the Statement on Monetary Policy

The chairman formulated the Statement on Monetary Policy and put it to a vote. The

Policy Board decided the text by a unanimous vote. It was confirmed that the statement would

be released immediately after the meeting (see Attachment).

VI. Discussion regarding the Outlook Report

Members discussed the draft of "The Bank's View" in the April 2026 Outlook Report

(consisting of "The Bank's View" and "The Background") and formed a majority view.

Takata Hajime, however, formulated a proposal that included the following points.

First, with respect to the outlook for economic activity, he proposed the description stating

that, "Japan's economy is expected to continue growing moderately, albeit at a decelerated

rate. This is because the economy is likely to be underpinned by factors such as co ntinued

high levels of profits in the domestic corporate sector, the government's various measures,

and accommodative financial conditions, in addition to support from the global

macroeconomic environment and the increase in AI-related demand." Second, with regard to

the outlook for prices, he proposed the description, "the level of the rate of increase in the

CPI, including underlying CPI inflation, already seems to have generally reached the price

stability target." The proposal was then put to a vote, and was defeated by a majority vote.

V otes for the proposal: TAKATA Hajime.

28

V otes against the proposal: UEDA Kazuo, HIMINO Ryozo, UCHIDA Shinichi,

NAKAGAWA Junko, TAMURA Naoki, KOEDA Junko, MASU Kazuyuki, and

ASADA Toichiro.

Tamura Naoki formulated a proposal that included the following points. First, with

respect to underlying CPI inflation, he proposed the description stating that "underlying CPI

inflation is likely to be at a level that is generally consistent with the price stability target."

Second, wi th regard to medium - to long -term inflation expectations, he proposed the

description, "medium- to long-term inflation expectations are likely to be around the 2 percent

level." The proposal was then put to a vote, and was defeated by a majority vote.

V otes for the proposal: TAMURA Naoki.

V otes against the proposal: UEDA Kazuo, HIMINO Ryozo, UCHIDA Shinichi,

NAKAGAWA Junko, TAKATA Hajime, KOEDA Junko, MASU Kazuyuki, and

ASADA Toichiro.

To reflect the majority view, the chairman formulated a proposal on "T he Bank's

View" and put it to a vote. The Policy Board decided the text of "The Bank's View" by a

majority vote. It was confirmed that "The Bank's View" would be released immediately after

the meeting. It also was confirmed that the full text of the Outloo k Report would be made

public on April 30.

V otes for the proposal: UEDA Kazuo, HIMINO Ryozo, UCHIDA Shinichi,

NAKAGAWA Junko, KOEDA Junko, MASU Kazuyuki, and ASADA Toichiro.

V otes against the proposal: TAKATA Hajime and TAMURA Naoki.

VII. Approval of the Minutes of the Monetary Policy Meeting

The Policy Board approved unanimously the minutes of the Monetary Policy

Meeting of March 18 and 19, 2026, for release on May 7.

29

Attachment

April 28, 202 6

Bank of Japan

Statement on Monetary Policy

At the Monetary Policy Meeting held today, the Policy Board of the Bank of Japan decided, by

a 6-3 majority vote, to set the following guideline for money market operations for the intermeeting

period: [Note]

The Bank will encourage the uncollateralized overnight call rate to remain at around 0.75

percent.

[Note] V oting for the action: UEDA Kazuo, HIMINO Ryozo, UCHIDA Shinichi, KOEDA Junko, MASU

Kazuyuki, and ASADA Toichiro. V oting against the action: NAKAGAW A Junko, TAKA TA Hajime, and

TAMURA Naoki. Nakagawa Junko considered that, while the situation in the Middle East remain ed

unclear, given economic developments, risks to prices were skewed to the upside under accommodative

financial conditions. Takata Hajime considered that the price stability target had been more or less

achieved and that risks to prices in Japan were already skewed to the upside due to the second -round

effects of price rises stemming from overseas developments. Tamura Naoki considered that, with risks

to prices becoming significantly skewed to the upside, the Bank should set the policy interest rate as

close to the neutral rate as possible. They proposed that the Bank set the guideline for money market

operations as follows: the Bank would encourage the uncollateralized overnight call rate to remain at

around 1.0 percent. The proposals were defeated by majority votes.

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